Introduction
The cost of healthcare can be very expensive. Especially if our clients employees receive unexpected optical, dental and physiotherapy treatment, budgeting this into their monthly salaries can be difficult. However, introducing a Healthcare Cash Plan can help to ease their worries.
A Healthcare Cash Plan is an insurance policy, which allows for employees to claim back money towards the costs of their essential healthcare. Their cover will lessen the impact of unexpected healthcare costs, allowing them to budget for things such as prescription glasses, eye tests, dental check ups, and essential physiotherapy.
We work exclusively with Westfield Health - one of the UK’s largest, non-profit Healthcare Cash Plan providers.
How does it work?
The low-cost Healthcare Cashplan from Westfield Health is designed with simplicity of mind and provides employees with two choices to ensure they choose a plan that works for them. They can choose either Regular Cover for optical and dental care, private consultations and therapy treatments or Regular Cover with Surgery Choices to include cover for 60 non-urgent surgical procedures.
Westfield Health is one of the UK's largest health insurers with more than a third of a million policyholders. There is no excess, and employees will be reimbursed for 100% of their treatment up to the claim limit.
What are the claim limits?
What are the costs to employees?
The Healthcare Cash Plan is low-cost enabling access to all employees. Regular Cover is available for just £10.00 per month and Regular Cover + Hospital Treatment Insurance is only £16.44 per month. For more information on these plans download the guides below:
Regular Cover + Hospital Treatment Insurance guide
Essential benefits for employers:
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Employer of Choice - according to Employee Benefits Healthcare Research (EBHR), 61% of employers say their health cover helps them to be seen as an employer of choice.
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Doctorline™ Service - provides 24/7 GP access for employees. 85% of employers surveyed by EBHR say minor ailments are the biggest cause of sickness absence.
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Effective diagnosis - over 70% of DoctorLine™ consultations result in effective diagnosis and treatment without referral, reducing the number of absentees.
Essential benefits for employees:
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Stretch salaries further - a Healthcare Cash Plan can help your employees’ salaries go further with money back on the cost of eyecare, dental treatment, physic, and more.
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Change of mindset - encourages your employees to think proactively about their health.
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Improved employee health - offers increased access wellbeing services.
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Increased wellbeing and reduced stress levels with financial savings on healthcare.
Availability & Cost
The Healthcare Cash Plan is available to clients in the UK. For further information and pricing contact any of our Consultants, Account Managers, or Client Success Managers.