Chris is 35 and works in a corporate office environment. He works on a computer all day at work and has the latest smartphone, so he's relatively tech-savvy.

He lives in St Albans with his girlfriend, Sarah, with whom he as just bought his first house, and their dog, Jasper.

07.00 Chris wakes up in his bed, which he purchased from Made.com with 4% Cashback and bed linen purchased from Habitat (2% Cashback).  

07.30 Chris makes a coffee on his Nespresso machine, which he purchased from Debenhams with a 10% discount using Instant Vouchers.

08.00 A keen cyclist, Chris heads to work on his state-of-the-art road bike - purchased from Halfords with 10% off in-store with his Instant Reloadable Card - and wearing his cycle gear from Cycle Republic where he saved 10%.  

09.00 At work, Chris changes into his work clothes - a shirt from Charles Tyrwhitt (8%) and suit from Hugo Boss (12%). 

13.00 His anniversary with his girlfriend Sarah is coming up, so during his lunch break Chris goes on to his SmartSpending™ platform and buys flowers from eFlorist, where he gets 12% Cashback. Chris also books a spa experience for Sarah through Wowcher (earning 8% Cashback) and a weekend away for the two of them to Paris with eBookers.com earning 10% cashback. 

13.30 Chris plans to propose to Sarah in Paris, so he looks into engagement rings from Ernest Jones, where he can get 8.5% off with Instant Vouchers to use either in-store or online.

18.00 Chris remembers he needs to order more dog food, so on his way out of the office he logs on to the SmartSpending app on his smartphone and stocks up on Lily’s Kitchen, where he earns 5% Cashback. 

18.30 On his way home, Chris stops off at M&S to pick up some dinner and gets 7% off with an Instant Voucher. 

21.00 As Chris and Sarah have just moved into their new house, Chris needs to set up their utility bills, as well as sort home insurance. He logs on to the SmartSpending™ portal on his laptop and in no time at all, he’s earned £50 Cashback by signing up to EDF Energy for gas and electricity, £50 Cashback for taking out a new BT Broadband, Calls + TV package, and £40 Cashback from Aviva for taking out a new joint buildings and contents insurance policy.