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Healthcare Cash Plan Client Welcome Pack

Ajay Pillai

Make healthcare more affordable with one of the UK’s leading providers

What is the Healthcare Cash Plan?

A Healthcare Cash Plan is an insurance policy, allowing employees to claim money back towards the cost of their essential healthcare. Their cover will lessen the impact of unexpected healthcare costs such as prescription glasses, eye tests, dental check-ups and essential physiotherapy. 

How does the Healthcare Cash Plan work?

We work exclusively with Westfield Health, one of the UK’s largest, non-profit Healthcare Cashplan providers. They offer employees two levels of cover to choose from: Regular Cover for optical and dental care, private consultations and therapy treatments, or Regular Cover+ Hospital Treatment Insurance to include 60 non-urgent surgical procedures.

No excess. Employees will be reimbursed for 100% of their treatment, up to their claim limit.

The Healthcare Cash Plan is low-cost, enabling access to all employees. Regular Cover is available for £10 per month and Regular Cover+ Hospital Treatment Insurance is only £14.85 per month. 

Regular Cover - £10

  • Optical - £100

  • Dental - £100

  • Consultation - £200

  • Therapy Treatments - £150

  • MRI/CT/Pet Scanning

  • Doctorline

  • Best Doctors

To include Hospital Treatment Insurance – Surgery Choices Level 1 extra £6.44 - total cost £16.44

Regular Cover + Hospital Treatment Insurance - £14.85

  • Optical - £200

  • Dental - £100

  • Consultation £400

  • Therapy Treatments - £150

  • MRI/CT/Pet Scanning

  • Doctorline

  • Best Doctors

To include Hospital Treatment Insurance – Surgery Choices Level 1 extra £6.44 - total cost £21.29

Please Note: Hospital Treatment Insurance, Surgery Choices 1 is designed to provide you with immediate cover for new conditions and fast access to fixed price private treatment packages. If you prefer to have NHS treatment, or a private treatment package isn’t suitable, then you will receive a cash benefit.

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Essential benefits for employers

  • Employer of Choice – according to Employee Benefits Healthcare Research (EBHR), 61% of employers say their health cover helps them to be seen as an employer of choice.

  • Doctorline Service – provides 24/7 GP access for employees. 85% of employers surveyed by EBHR say minor ailments are the biggest cause of sickness absence.

  • Effective diagnosis – over 70% of DoctorLine consultations result in effective diagnosis and treatment without referral, reducing the number of absentees.

Essential benefits for employees

  • Stretch salaries further – the Healthcare Cash Plan can help your employees’ salaries go further with money back on the cost of eyecare, dental treatment, physiotherapy and more.

  • Change of mindset – more affordable healthcare encourages employees to think proactively about their health.

  • Improved employee health – employees can enjoy increased access to wellbeing services, enhancing their wellbeing and reducing stress levels thanks to financial savings.

What do I need to consider to launch the Healthcare Cash Plan?

  1. When would you like the Healthcare Cash Plan to be live?

  2. Will the Healthcare Cash Plan be employer paid or employee paid? For employer paid, Westfield must be contacted directly. 

  3. Would you like employees to be able to access regular cover or cover + hospital treatment?

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