SmartTech™ - Employee FAQ - Who Owns the Product? Irena Ajruloski May 21, 2025 07:23 Updated As this is not a tax efficient salary sacrifice scheme, you will wholly own the product from the moment of purchase. Related to SmartTech FAQ Related articles SmartTech™ - What is SmartTech™? Cycle to Work+ - Employer FAQ (for UK Only) - Is the Net Deduction Option Safe to Use? SmartTech™ - Employee FAQ - Can the Price of My Tech Differ From SmartTech™ and Currys? SmartTech™ - Employee FAQ - What Happens if I Leave Before the End of the Payment Period? SmartTech™ - Employee FAQ - Can I Select More Than One Product?