Help your employees along their wellness journey, every step of the way

What is SmartSpending™?

SmartSpending™ is the world's most popular employee discount product with over 3 million users. It allows clients to offer their staff genuine discounts which have an actual impact on their disposable income, as well as building their employer brand as a great place to work.

Through SmartSpending™, Reward Gateway handles more retail shopping than the rest of the discounts industry combined, which means we have the purchasing power to get the absolute best rates from the largest retailers. 

Our employee discounts model is unique because we take no commission on transactions, meaning that we always pass the full discount onto our clients' employees. 

As a result, we’re the only provider with the highest discount rates and the biggest choice of retailers – guaranteed.

How does SmartSpending™ work?

Instant Vouchers

Instant Vouchers can be ordered at any time, anywhere, and on any device – and are instantly accessible and redeemable from the 'My Instant Vouchers' section on the user's account.

Employees simply log into their SmartSpending™ discounts platform, choose the retailer they want to buy an Instant Voucher for, and pay a reduced amount for it. 

The voucher which may be in the form of a unique code, barcode or QR code is then sent electronically and instantaneously to the user. 

We know that the users of our discounts platform prefer to shop instantly, whether that's online or in-store, so we have invested heavily in increasing the number of Instant Vouchers we have available.

We are the pioneering provider of Instant Reloadable Vouchers, with 3 current offers of this type for leading retailers in the UK.

With Instant Reloadable Vouchers, employees can purchase or top up the new vouchers via mobile or desktop at a discounted price and use them in conjunction with other in-store promotions, loyalty cards, or sales. The digital vouchers can be repeatedly topped up – either at the point of need or pre-scheduled – at a discounted rate.

This ensures that any leftover balance is used and no funds are wasted.

Cashback

We built our Cashback technology in-house nearly a decade ago, and it continues to lead the field today. We currently have a strong, curated range of retailers who offer the best exclusive savings.

Importantly:

• There are no fees, withdrawal minimums, or forced withdrawals.

• Users earn real money, rather than points collection.

• Employees simply collect their Cashback and can withdraw it at any time. 

• They can easily choose between withdrawal to their bank account, use it to pay or part-pay for discounted Instant Vouchers (and Reloadable Cards in the UK), or it can be donated to charity.

• Cashback requested to be withdrawn to a bank account will appear in their account in three to five working days.

Reloadable Cards

Available in the UK only, Reloadable Cards offer savings by purchasing store credit at a discount rate with retailers that employees use regularly. There are currently 32 Reloadable Card offers on the SmartSpending™ platform. Cards can be ordered at anytime, anywhere, and on any device – whether a smartphone, laptop, tablet, and desktop computer. 

Employees simply log into the platform, choose the retailer they want to buy a Reloadable Card for, and then pay a reduced amount for it. Top-ups are done in the same way. New Reloadable Cards need to be activated before use. Activations/top-ups placed before 11am on weekdays will be ready for use the next day.

We are the pioneering provider of Instant Reloadable Cards, with 9 current offers of this type. With Instant cards, users don't need to wait before they can put them to use. Upon activation or any subsequent top-ups, the money is loaded instantly to the card, 24/7.

This allows for much greater engagement with the offers as members are encouraged by their ease of use and can take the opportunity to load their cards at any time including weekends and during public holidays.

Easy Saver Card

This is an Instant Reloadable Card redeemable at over 40 of the UK's favourite high-street stores. The EasySaver™ Card gives a fantastic 7% discount, as well as the flexibility of spending in a variety of stores.

The EasySaver™ Card is only available in the UK.

Instant SMS Vouchers

We currently have some of the biggest restaurant retailers on the SmartSpending™ site offering Instant SMS Voucher discounts, whereby the voucher code is delivered to the customer via SMS instantly at the point of purchase.

Instant SMS Vouchers are only available in the UK.

Availability & Cost

SmartSpending™ is currently available in the US, Canada, UK, Australia, New Zealand, and Ireland. 

To discuss pricing or activation of this product, our Consultants and Client Success Managers are here to help. Send us a message and we'll respond within 24 hours.

What makes SmartSpending™ unique?

Reward Gateway Discount Charter

SmartSpending™ benefits for employers