SmartTech™ - FAQ - Who Owns the Product? Irena Ajruloski August 14, 2025 12:19 Updated As this is not a tax efficient salary sacrifice scheme, you will wholly own the product from the moment of purchase. Related to SmartTech FAQ Related articles SmartTech™ - FAQ - Can I Select More Than One Product? SmartTech™ - What is SmartTech™? SmartTech™ - FAQ - What Happens if I Leave Before the End of the Payment Period? SmartTech™ - Employee FAQs Cycle to Work+ - FAQ - Is the Net Deduction Option Safe to Use? (for UK only)