SmartTech™ - FAQs - Who Owns the Product? (for UK only) Irena Ajruloski September 08, 2025 14:59 Updated As this is not a tax efficient salary sacrifice scheme, you will wholly own the product from the moment of purchase. Related to SmartTech FAQ Related articles SmartTech™ - FAQs - Can I Select More Than One Product? (for UK only) SmartTech™ - Employee FAQs SmartTech™ - FAQs - What Happens if I Leave Before the End of the Payment Period? (for UK only) SmartTech™ - What is SmartTech™? Cycle to Work+ - FAQs - Is the Net Deduction Option Safe to Use? (for UK only)