SmartTech™ - What is SmartTech™?

Introduction

Reward Gateway’s SmartTech™ is an employee benefit that allows employees to buy white goods and consumer technology products instantly and affordably, with free financing from their employer. SmartTech™ enables users to spread the cost of their technology or white goods purchase over 12 to 48 months, with 0% interest. Payments are deducted directly from their net salary.

Employees can choose from over 5,000 products via Currys – from laptops, TVs and cameras to washing machines and cookers – all at the lowest prices on the high street, guaranteed. They can collect their purchase in-store from any Currys or get their items delivered to their door, and all products come with a 12-month warranty as standard, for peace of mind.

Employers can choose to set up a pre-approval process, so that employees can enjoy their purchases straight away. With pre-approval, the system processes applications automatically, based on eligibility data supplied before opening a window. Alternatively, if more control is needed over the process, employers can choose post-approval, which means the client must approve or reject requests manually after each application window.

Clients can even choose how much their employees are allowed to spend, what type of products they can buy and how long the cost can be spread out for. Our Client Support Managers can implement these specifications, or the client can select their preferences through Reward Gateway's purpose-built payroll benefits management system, SmartPay™.

With SmartPay™, clients can manage all Reward Gateway salary sacrifice and payroll benefits in one place, and download the reports needed to process salary deductions.

Why Employers Love SmartTech™ 

• They have financial control. Clients set the spending limit – the maximum amount available per employee – which the employee can see in the SmartTech™ pages of their engagement platform
• SmartTech™ increases employee engagement by expanding the employer's voluntary benefits offering
• Programme admin is minimal, with automated approvals and customer service handled directly by Currys
• Clients can make the programme suit their organisation – from choosing the payback period length to tailoring the product range offered and which employees can access the benefit
• SmartTech™ contributes to employee financial wellbeing, which is becoming increasingly important in HR and gaining traction as a truly valuable area of employee benefits

Why Employees Love SmartTech™ 

The SmartTech™ experience is what today’s employees are looking for when shopping for technology. Accessed through their SmartHub® platform – built for high engagement – employees simply search for the product they want to buy, check out, and the payment is spread out over a defined period and paid through their salary. No money ever leaves their bank account. Plus:

• SmartTech™ helps employees spread the cost for big-ticket items, such as a washing machine, and expensive time of year, e.g. Christmas
• Interest-free payments: SmartTech™ breaks the cost down into manageable chunks, helping them to manage their money better
• They have our lowest price guarantee.  These products won't be found cheaper anywhere else on the high street
• With over 5,000 products to choose from, there's something for everyone, from small gadgets to white goods
• Instant access: they'll get their tech straight away from any the 400 Currys stores nationwide with Click & Collect, or have it delivered to their door
• All products come with a 12-month warranty as standard to give them peace of mind
• Employees can keep track of how much they have available to spend, as set by their employer, directly from their engagement platform:

FAQ

We have further information for both employers and employees, please check out our FAQs:

• Employer FAQs
• Employee FAQs

Availability & Cost

For pricing or activation inquiries, our Consultants, Account Managers, and Client Success Managers are here to help.

For more information, see Why choose SmartTech™?.